No personal income tax in Florida
Florida doesn't impose a personal income tax, so you won't make state estimated income tax payments. Your quarterly payments go to the IRS alone.
Florida tax guide
Florida taxes for self-employed workers in 2026
Florida doesn't tax personal income, so your main bill is federal. Depending on your structure and what you sell, there are still state filings to know about.
Published by Cadus Labs LLC · Last updated November 9, 2026 · How we write these guides
Based on the Florida Department of Revenue's Business Owner's Guide and corporate income tax guidance.
When a business files a Florida return
Sole proprietorships are exempt from Florida corporate income tax and don't file a return. A single-member LLC that's disregarded for federal and Florida purposes doesn't file a separate Florida corporate return either.
An LLC taxed as a corporation for federal purposes does file one.
Services that need Florida sales tax
Florida's guide says you have to register to collect sales tax if you sell certain services, including nonresidential cleaning, nonresidential pest control, and detective or burglar protection services.
Selling taxable goods also requires registration. Most other services aren't taxed, but check the guide if you aren't sure about yours.
If you hire employees
A sole proprietor's own work isn't covered by Florida reemployment tax. Paying employees can make you liable for it, so check the Department of Revenue's rules before your first hire.
Your federal tax comes first
Wherever you live, self-employed income is subject to federal income tax and self-employment tax. A single filer with $60,000 of net profit and no other income owes about $12,037 in federal tax for 2026, or 20% of profit, before any state or local tax.
Federal estimated payments are due April 15, June 15, and September 15, 2026, and January 15, 2027. Use our 1099 tax calculator to run your own numbers.
Recordkeeping checklist
Set aside for federal tax from every payment you receive.
Make federal estimated payments if you expect to owe enough.
Keep receipts and a mileage log for everything you deduct.
Check whether what you sell requires a Florida sales tax registration.
Free tools for this
Calculator
1099 and Self-Employment Tax Calculator
Enter your 1099 income and business expenses to estimate self-employment tax, federal income tax, and what to set aside each quarter. No sign-up, and nothing you type is saved.
Calculator
Quarterly Tax Set-Aside Calculator
Turn expected profit into a practical tax savings target, then use Cadus to keep income, expenses, deductions, receipts, and reports organized.
Template
Quarterly Tax Savings Worksheet
Use this worksheet to turn expected monthly profit into a practical tax savings target before estimated tax due dates arrive.
Template
Business Expense Log Template
Copy this table to start organizing business purchases, receipt proof, categories, and business purpose before moving records into Cadus.
Official sources
Related guides
Self-employment tax guide
Self-Employment Tax
The self-employment tax rate is 15.3%. See who pays, how the 2026 wage base works, the deduction for half the tax, and a worked example.
Estimated tax guide
Quarterly Estimated Taxes
2026 estimated tax due dates, who has to pay, how to avoid the penalty, and a worked example for a self-employed worker earning $60,000.
Schedule C education
Schedule C Expense Categories
Every Schedule C expense line in plain English: what goes on each one, what doesn't, and the records to keep for self-employed workers.
Florida Taxes FAQ
Do self-employed people pay state income tax in Florida?
No. Florida doesn't impose a personal income tax. You still owe federal income tax and self-employment tax.
Does an LLC pay Florida corporate income tax?
A single-member LLC disregarded for federal and Florida purposes doesn't file a separate corporate return. An LLC taxed as a corporation does.
Is cleaning taxable in Florida?
Nonresidential cleaning services are taxable in Florida. Check the Department of Revenue's guide for your situation.
Cadus educational content is not tax, legal, or accounting advice. Tax rules can change, and individual facts matter. Review official guidance or speak with a qualified tax professional before filing.